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Simplifying Cross-Border Payments

Simplifying
Cross-Border Payments
M3 Innovative Insights Limited unites GTS, Frogtech PSP, and PayConnect into one corporate ecosystem—bringing together IT innovation and global payment expertise.

  • GTS introduces a new type of IT company, delivering fintech products and services that automate financial processes, simplify business operations, and adapt to the needs of multiple industries.
  • Frogtech PSP simplifies cross-border payments, helping businesses overcome the unique challenges of entering new markets with tailored tools, solutions, and expertise.
  • PayConnect provides scalable payment solutions for companies of all sizes, leveraging deep international fintech experience to help partners grow and reach more customers.

By combining these strengths under one structure, M3 Innovative Insights delivers integrated, end-to-end solutions that go beyond what any single company could offer. Our partners benefit from faster market entry, broader global reach, streamlined operations, and the confidence of working with a team that bridges technology and payments at every level.

Powering Global Growth

At M3, we remove the barriers of cross-border commerce. Our platform empowers companies to expand into high-growth markets without setting up local entities, combining technology, compliance, and deep market expertise in one unified solution.

Global Reach. Local Trust

With licensed PSP partners in 20+ countries—including India, Brazil, Mexico, and Nigeria—we ensure your payments are locally compliant while delivering a seamless global experience. Customers pay how they prefer: cards, bank transfers, e-wallets, or alternative methods, all secured by enterprise-grade encryption and real-time fraud protection.

Tailored for Every Business Stage

From startups making their first international move to enterprises scaling global operations, M3 adapts to your needs. Our single API streamlines integration with multiple PSPs, dramatically reducing complexity and time-to-market.

Beyond Technology: A True Partner

We don’t just provide infrastructure—we walk with you through the complexities of global payments. Our international team combines fintech innovation with market-by-market expertise to give you the confidence to grow worldwide.

Why Businesses Choose M3 Tech

  • Expand Globally, Faster
Enter new markets without setting up local entities.

  • One API. Endless Reach.
Seamless integration with multiple PSPs worldwide.

  • Global Scale, Local Compliance
Operate in 20+ countries with full regulatory alignment.

  • Customer Choice, Anywhere
Cards, bank transfers, e-wallets & alternative methods.

  • Secure. Reliable. Instant.
Bank-grade encryption and real-time fraud protection.

  • Your Growth Partner
Expert support tailored to startups and enterprises alike.

M3 Tech is where global ambition meets local execution. Contact us today to discover how we can elevate your business.
We are proud
To help companies of all sizes succeed—whether you’re a startup entering your first market or an enterprise optimizing global payments. With tailored solutions and hands-on expertise, we enable you to reach your goals faster.
Our mission
Is to empower businesses worldwide to connect seamlessly to the digital economy. We enable companies to accept payments in any country and currency, at low cost and in full compliance with local regulations—without the need to establish local entities.
We believe
Payment processing should be seamless, secure, and effortless. That’s why our team is dedicated to delivering best-in-class solutions designed around your business needs.
We achieve
This by empowering businesses to launch and manage local payment methods with ease. Our modern infrastructure, global expertise, and exceptional support make international expansion simple, reliable, and scalable.
Drive Growth, Boost Security, and Maximise Profits with Advanced Technology
Key Advantages of M3 Tech Platform
Effortless Integration with Expert Support
Accelerate your payment operations through a single, unified API that connects you to multiple PSPs worldwide. Our integration process is fast, reliable, and fully supported by a dedicated team available to assist you at every step—from onboarding to ongoing optimization.
I
Global Scale, Local Precision
Expand seamlessly into over 20 countries, including high-growth markets such as India, Brazil, and Nigeria. Our network of licensed PSPs and local experts ensures payments align with regional regulations, giving your business both global reach and local credibility.
III
Built-In Compliance and Risk Management
Operate with confidence. M3 Tech ensures every transaction adheres to international and local regulatory requirements, combining robust AML/KYC frameworks with best-in-class data protection. Compliance isn’t an afterthought—it's embedded in the platform’s architecture.
II
Full Spectrum of Payment Methods
Empower your customers with choice. From cards and bank transfers to e-wallets and alternative payments, M3 Tech supports transactions in local currencies across Asia, MENA, LATAM, and CIS. This flexibility drives higher conversion and customer satisfaction.
IV
Enterprise-Grade Security with Instant Processing
Stay ahead of fraud and downtime. Our platform combines bank-grade encryption, AI-powered fraud detection, and real-time monitoring to guarantee both speed and safety. Transactions are executed in seconds while maintaining uncompromising security standards.
VI
Transparent FX and Better Margins
Protect your revenue with highly competitive and fully transparent exchange rates. Optimized for cross-border transactions, our FX model eliminates hidden costs and delivers better margins—so every transaction contributes more to your bottom line.
V